Sheryl Rowling is a certified public accountant (CPA), personal financial specialist (PFS), and Principal of Rowling & Associates, a progressive fee-only wealth management firm helping a diverse clientele with investments, taxes, and financial planning. Active in her field, Sheryl has been named one of the nation’s top 250 financial advisors by Worth magazine for three consecutive years and has been included as one of Accounting Today’s Top 100 Most Influential in Accounting. Her industry association membership includes:
•American Institute of Certified Public Accountants (AICPA), tax and financial planning divisions
•Financial Planning Association (FPA)
•California Society of Certified Public Accountants
•National Association of Personal Financial Advisors (NAPFA)
•All-Star Financial Group, former president
In 2006, Sheryl’s book, Tax and Wealth Strategies for Family Businesses was published by CCH. She also has a personal finance book, Your Financial Travel Guide to Life, available for purchase on Amazon. Co-authored by members of the Rowling & Associates team, the book provides advice and guidance needed to help people achieve their goals at any stage of life. Sheryl regularly writes columns for the San Diego Jewish World (www.sdjewishworld.com), Morningstar (www.morningstar.com) and InvestmentNews (www.investmentnews.com). She is often quoted in both local and national publications.
Her books, available on Amazon, include:
By Sheryl Rowling SAN DIEGO — Question: My portfolio is managed by an investment manager. How can I tell if my manager is focusing on tax efficiency? Answer: This is a great question and reflects the dilemma investors face. Returns are not spectacular these days, yet taxes never seem to decline. Combined Federal and state tax rates can […]
Money Maven: Are Your Investments Tax Efficient? Read More »
Sheryl Rowling, USABy Sheryl Rowling SAN DIEGO — Whether you’re an employee or an employer, you could be affected by new overtime rules enacted by President Obama and the Department of Labor on May 17, 2016. Officially an update to the Fair Labor Standards Act (FSLA), the new rules will greatly expand the number of employees who qualify
Overtime due those earning $47,476 or less per year Read More »
Sheryl Rowling, USA
By Sheryl Rowling SAN DIEGO — As an investment adviser, I am often asked questions like: “What kind of return will we get this year?” “Is the marker heading for a big downturn?” “Are we about to experience a rally?” Answers to these questions really take a crystal ball. Unfortunately, nobody has found one that
Better to be a long- term player in stock market Read More »
Sheryl RowlingBy Sheryl Rowling SAN DIEGO — Stockbrokers and insurance salespeople are upset. Why? Because the Department of Labor just approved new rules for them. The good news is that it’s good for investors. The bad news is that the new rules won’t be enforced for over a year (and the brokerage houses and insurance companies might
Rules for financial advisors to protect retirees Read More »
Sheryl Rowling, USASAN DIEGO — San Diego Jewish World expresses its appreciation to the byliners and staff photographers whose works appeared in March 2016 editions. They included: David Amos Eitan Arom Judy Lash Balint Kenneth Bandler Laurie Baron Amber Bartlett Jeremy Ben-Ami Boaz Bismuth Ronnie Blair Dan Bloom Shoshana Bryen Stephen Bryen Cynthia Citron Richard L. Cravatts Jack Forman
SDJW thanks its March 2016 contributors Read More »
Barry Shaw, Cynthia Citron, Donald H. Harrison, Dorothea Shefer-Vanson, Eileen Wingard, Eric George Tauber, Eva Trieger, Fred Reiss, EdD, Ira Sharkansky, Lawrence Baron, Mark D. Zimmerman, Melanie Rubin, Michael Leo Samuel-Rabbi, Michael Ordman, Natasha Josefowitz, Sheryl Rowling, Shor M. Masori, Shoshana Bryen, Steve KramerSAN DIEGO — This publication would like to thank and express appreciation to the writers and photographers whose works appeared during February 2016 in San Diego Jewish World. They include: Judy Lash Balint Kenneth Bandler Laurie Baron Boaz Bismuth Dan Bloom Shoshana Bryen Stephen Bryen Cynthia Citron Richard L. Cravtts Jack Forman Donald H. Harrison
SDJW thanks its February 2016 contributors Read More »
Barry Shaw, Cynthia Citron, Donald H. Harrison, Dorothea Shefer-Vanson, Eileen Wingard, Eric George Tauber, Eva Trieger, Fred Reiss, EdD, Lawrence Baron, Mark D. Zimmerman, Melanie Rubin, Michael Leo Samuel-Rabbi, Mimi Pollack, Natasha Josefowitz, San Diego County, Sheryl Rowling, Shoshana Bryen, Steve KramerBy Sheryl Rowling SAN DIEGO — Question: What are robo-advisors? Should I be using one for my investments? Answer: Before answering whether or not you should use one for investing, let’s look at what robo-advisors are. These on-line investment solutions (robo-advisors) seem to be popping up everywhere. In general, robo-advisors, such as Betterment, WealthFront, Schwab
A Robot Providing Investment Advice? Oy! Read More »
San Diego County, Sheryl RowlingSAN DIEGO (SDJW) — San Diego Jewish World expresses its appreciation to the 43 writers and photographers whose works appeared during January 2016. These individuals included: David Amos Eitan Arom Kenneth Bandler Laurie Baron Amber Bartlett Ronnie Blair Dan Bloom Shoshana Bryen Stephen Bryen Cynthia Citron Richard L. Cravatts Judy Friedel Michael Freund Donald H. Harrison Natasha
SDJW thanks 43 whose works appeared in January Read More »
Barry Shaw, Cynthia Citron, Donald H. Harrison, Dorothea Shefer-Vanson, Eileen Wingard, Eva Trieger, Fred Reiss, EdD, Ira Sharkansky, Lawrence Baron, Mark D. Zimmerman, Michael Leo Samuel-Rabbi, Mimi Pollack, Natasha Josefowitz, Sheryl Rowling, Shoshana Bryen, Steve KramerBy Sheryl Rowling SAN DIEGO — The stock market is going crazy. When it bumps up, we’re all happy. When it drops, especially more than one day in a row, we panic. We can’t control the market; all we can do is react – or not. Rather than act rashly, let’s take a look of
Even if stock market is crazy, you don’t have to be Read More »
Sheryl Rowling, USABy Sheryl Rowling SAN DIEGO — Do You Like Chocolate? Today, I am recommending that you spend some money. It is for a good cause! Temple Adat Shalom is hosting a Grand Chocolate Gala this Saturday evening (January 9th) at 6 pm. The money will be used to fund Reform Judaism in North County Inland
If you have a sweet tooth and disposable income Read More »
San Diego Calendar, Sheryl RowlingSan Diego Jewish World thanks and acknowledges the wonderful contributions of the following writers whose works appeared on our pages in December, 2015: Stephen Baird Kenneth Bandler Laurie Baron Michal Beruven Dan Bloom Shoshana Bryen Richard L. Cravatts Jonathan Greenblatt Toby Klein Greenwald Ryan M. Greiss Donald H. Harrison Natasha Josefowitz Rabbi Ben Kamin Morton
SDJW thanks its December 2015 writers Read More »
Barry Shaw, Donald H. Harrison, Dorothea Shefer-Vanson, Eileen Wingard, Eric George Tauber, Eva Trieger, Ira Sharkansky, Lawrence Baron, Mark D. Zimmerman, Michael Leo Samuel-Rabbi, Mimi Pollack, Natasha Josefowitz, San Diego County, Sheryl Rowling, Shoshana Bryen, Steve KramerBy Sheryl Rowling SAN DIEGO — We have two weeks before the end of the year. Is there anything you can do now to lower your 2015 tax bill? The answer is YES! Here are five tips: Make charitable contributions. There are several ways to give: donating household items or cars, giving money or transferring appreciated
Money Maven: Act now to lower your taxes Read More »
Sheryl Rowling, USASAN DIEGO — San Diego Jewish World thanks and would like to acknowledge those writers whose works appeared on this news publication during the month of November. They were: David Amos Kenneth Bandler Laurie Baron Jeremy Ben-Ami Dan Bloom Shoshana Bryen Stephen Bryen Dane Chapin Tamara Isaacs Ciocci Cynthia Citron Richard L. Cravatts Steve Diamond Joe
SDJW thanks its November writers Read More »
Barry Shaw, Cynthia Citron, Donald H. Harrison, Dorothea Shefer-Vanson, Eileen Wingard, Eric George Tauber, Fred Reiss, EdD, Ira Sharkansky, Lawrence Baron, Lloyd Levy, Mark D. Zimmerman, Melanie Rubin, Michael Leo Samuel-Rabbi, Natasha Josefowitz, San Diego County, Sheryl Rowling, Shoshana Bryen, Steve KramerSAN DIEGO — Chanukah is early this year! To help prepare, our Money Maven, Sheryl Rowling, has asked the Chanukah fairy to step in! Dear Chanukah Fairy, The menorah oil magically lasted for eight nights? How can I make my money last for eight nights of gifts? Distressed, Dan Dear Dan, You are such a
Chanukah Fairy’s holiday financial advice Read More »
Sheryl Rowling, Trivia, Humor & Satire