Sheryl Rowling

By Sheryl Rowling SAN DIEGO — Have I Got a Deal for You!  Act Now! It’s true that I’ve talked about donor advised funds before… but it’s worth repeating!  And, if you act by the end of the year, you can get an extra bonus!  A donor advised fund (DAF) is a tax-efficient and convenient […]

By Sheryl Rowling SAN DIEGO — Q:        I’ve been in a contemplative mood since the High Holy Days.  Now, as I begin a new Jewish year, what “financial failings” should I strive to overcome? A:        With an advance apology for “literary license,” I offer the following inspirational meditation: For the financial failings that I have

By Sheryl Rowling SAN DIEGO–Choosing your advisor may likely be one of the most important financial decisions you make.   All financial advisors are not created equal!  Borrowing from the National Association of Personal Financial Advisors (www.napfa.org), I will discuss why choosing a Fee-Only advisor is best! A Fee-Only advisor is not a stockbroker or insurance

Editor’s Note:  None of these letters come from actual celebrities. By Sheryl Rowling SAN DIEGO–Dear Money Maven, I’m an attorney.  Can I deduct the cost of my business suits? Hopefully, Helen Dear Helen,    Unfortunately, no.  To be deductible as a business expense, clothing must be required as a condition of the job and must not

By Sheryl Rowling SAN DIEGO — Many people are interested in socially responsible investing.  After all, aren’t we supposed to take part in tikkun olam?  But, most people – and their advisors – don’t really know how to define or implement or socially responsible investing!   “Socially responsible investing” (SRI) means investing based on personal

By Sheryl Rowling SAN DIEGO — Windfall! Q:        I’ve just received millions from an inheritance.  My head is spinning!  What do I need to think about? A:        Oy, such a problem! If you’re single, have I got a girl for you…  Seriously, though, dealing with sudden wealth, although a “good” problem, can be quite stressful. 

By Sheryl Rowling SAN DIEGO —  Have you ever wondered about what the  Talmud says about investing?  The following Q&A may be instructive. Q:        Does the Talmud provide guidance on investing? A:        Actually, yes.  According to the Talmud, “Let every man divide his money into three parts, and invest a third in land, a third

By Sheryl Rowling SAN DIEGO — Are you an entrepreneur? You might be a maven in your own business, but have you considered transition issues?  The primary points to consider include: Shalom:  Financial Independence & Peace of Mind L’Dor v’ Dor:  Estate Plan Updated & Completed Seykhl:  Business Plan Geared to Build Value Macher:  Management

By Sheryl Rowling SAN DIEGO — Whether you’re managing your own investments or using an advisor, be aware that a new tax law has created an opportunity.  If you don’t want a dray kup, just ask your advisor or your stockbroker to make sure you’re taking advantage of the new rules.  For those of you

By Sheryl Rowling SAN DIEGO — Remember what Rabbi Hillel said?  “If I am not for myself, who will be for me?  But if I am only for myself, who am I?  If not now, when?”  Unless you’re planning to spend all your money before you go, or you want to donate your estate to