Sheryl Rowling is a certified public accountant (CPA), personal financial specialist (PFS), and Principal of Rowling & Associates, a progressive fee-only wealth management firm helping a diverse clientele with investments, taxes, and financial planning. Active in her field, Sheryl has been named one of the nation’s top 250 financial advisors by Worth magazine for three consecutive years and has been included as one of Accounting Today’s Top 100 Most Influential in Accounting. Her industry association membership includes:
•American Institute of Certified Public Accountants (AICPA), tax and financial planning divisions
•Financial Planning Association (FPA)
•California Society of Certified Public Accountants
•National Association of Personal Financial Advisors (NAPFA)
•All-Star Financial Group, former president
In 2006, Sheryl’s book, Tax and Wealth Strategies for Family Businesses was published by CCH. She also has a personal finance book, Your Financial Travel Guide to Life, available for purchase on Amazon. Co-authored by members of the Rowling & Associates team, the book provides advice and guidance needed to help people achieve their goals at any stage of life. Sheryl regularly writes columns for the San Diego Jewish World (www.sdjewishworld.com), Morningstar (www.morningstar.com) and InvestmentNews (www.investmentnews.com). She is often quoted in both local and national publications.
Her books, available on Amazon, include:
If you are part of my generation, you’re familiar with Harry Chapin, the singer-songwriter. But he was so much more than that! He used his musical gifts to fight hunger and poverty with a passion. This documentary tells the story along with a plethora of fine Harry Chapin music. [Sheryl Rowling]
Film Review: Harry Chapin: When in Doubt, Do Something Read More »
Music, Dance, and Visual Arts, Sheryl Rowling, Theatre, Film & BroadcastBy Sheryl Rowling and Donald H. Harrison SAN DIEGO — The news of the tax fraud scheme perpetrated by Chabad of Poway’s Rabbi Yisroel Goldstein has shocked the country. Ancillary questions beyond the income tax fraud have arisen related to: Why was Goldstein permitted to meet with the U.S. president even though the FBI was
Does disgraced rabbi owe $2m in property taxes? Read More »
Business & Finance, Donald H. Harrison, Jewish Religion, San Diego County, Sheryl Rowling
Other items in this column include: *Ethnic Studies *Political Bytes *San Diego Jewish World news *In memoriam By Donald H. Harrison SAN DIEGO — Soille San Diego Hebrew Day School, now observing a nine-day holiday for Sukkot, will delay the resumption of its in-person classes until Wednesday, Oct. 14, two days after the holiday period’s
Soille returns temporarily to distance learning Read More »
Donald H. Harrison, Lifestyles, Middle East, San Diego County, Science, Medicine, & Education, Sheryl Rowling, USAScott has taken a stand to join hands with the other party to work toward solutions by being part of the Problem Solvers Caucus. This is a ground-breaking bloc of Congressional Republicans and Democrats committed to working together on governance of our country. [Sheryl Rowling]
OpEd: Re-elect U.S. Rep. Scott Peters Read More »
San Diego County, Sheryl Rowling, USAWhile protests and demonstrations supporting the Black Lives Matter movement are taking place across the world, the COVID-19 pandemic is still ongoing – limiting sources of support to worthy organizations. However, if you are so inclined and financially able, charitable giving is a great way to support this growing movement and effect real change in our community. Below is a list of organizations you might consider. [Sheryl Rowling]
Supporting racial justice during the pandemic Read More »
Business & Finance, Sheryl Rowling, USAAs the coronavirus continues to spread, its effect on the market is becoming more and more noticeable. News of increased cases, decreased travel, quarantines and more dominate the headlines. Is it time to panic, as the various headlines seem to imply? No! Panic is an emotion, and we humans tend to make wrong decisions when we’re in an emotional state. So, don’t panic! Just as the market is volatile, so are emotions. Don’t let your emotions run the show! [Sheryl Rowling]
Investing during the coronavirus crisis Read More »
Business & Finance, Sheryl RowlingFollowing is an article by guest writer Tara Weisinger, CPA, who is Director of Taxes at Rowling & Associates. For many people, filing their taxes and all that comes with that can be very stressful. While I think it’s safe to assume not too many people enjoy paying taxes, there are several things you can do to make the process less painful each year, including getting help from a CPA. The tax code is complex and constantly changing. It is important to have someone on your side who knows the law and will ensure you pay the least amount of taxes possible. [Tara Weisinger for Sheryl Rowling]
CPA can make tax season less stressful Read More »
Business & Finance, Sheryl RowlingTwo years ago, as more research on sustainable investing began to appear and the number of environmental, social, and governance-focused investment options continued to grow, we began asking ourselves a question at our firm, Rowling & Associates: What if we integrated ESG-focused mutual funds into all our client portfolios? [Sheryl Rowling]
Why you should consider ESG investing Read More »
Business & Finance, Sheryl Rowlingn often asked question is “How can I get rich?” The answer is it depends on what you consider to be rich. If you’re talking about yachts, butlers, and ten villas around the world, you have five options: Inherit a bunch of money. Marry into a bunch of money. Build a very successful company (like Microsoft). Win a huge lottery. Bet a fortune on a long shot and win – in other words – get lucky! [Sheryl Rowling, CPA]
We are nearing the end of 2019. And, there’s something significant to note about this year and 2020: There will likely not be any tax increases during these years. Currently, we are enjoying the lowest income tax rates in decades as well as the highest estate tax exemptions. Income tax rates range from 10% to 37% and capital gains tax ranges from 0% to 20%, while the estate & gift tax exemption is $11,400,000 per person! What does this have to do with you? Plenty! Especially if you have retirement accounts and/or are worth more than $2 million per person. [Sheryl Rowling, CPA]
Time to consider Roth conversions, estate planning Read More »
Business & Finance, Sheryl Rowling, USAThere are many different aspects of financial planning, from retirement planning, to employee benefits, to ensuring your estate and assets are properly protected. It’s a lot to manage all on your own. In this post, we’ll talk about the value of having a financial advisor to consult, and the criteria you can use to ensure you are choosing the best person (or people) for the job.
More and more, we are seeing financial planning companies offering a service known as “robo-advising.”
Why Should You Want Help with Your Financial Planning Read More »
Business & Finance, Sheryl RowlingBy Sheryl Rowling SAN DIEGO –We recently completed the first tax season since passage of the Tax Cuts and Jobs Act. There were sweeping changes and most taxpayers experienced many unforeseen surprises. Rather than lament, we should learn from these surprises and turn them into planning opportunities for the future. Let’s look: Surprise #1: Many
The top four new tax law surprises Read More »
Business & Finance, Sheryl Rowling, Travel and Food, USABy Sheryl Rowling SAN DIEGO — Investing inherently involves risk. Even if you put everything into safe Treasury bills, you take on inflation risk. Investing in stocks, bonds, mutual funds, etc. means potentially taking on other risks such as market risk, tax risk, economic risk, single company risk, and more. When looking at how much
What’s an acceptable level of financial risk? Read More »
Sheryl Rowling, Travel and FoodBy Sheryl Rowling SAN DIEGO — Did you know that the Tax Cuts and Jobs Act (TCJA) has created a tax savings opportunity for businesses? If your business is not a C corporation, you might qualify for a 20 percent income reduction by means of the Qualified Business Income (QBI) deduction. Although the rules are
The new business tax break Read More »
Sheryl Rowling, Travel and Food