Sheryl Rowling is a certified public accountant (CPA), personal financial specialist (PFS), and Principal of Rowling & Associates, a progressive fee-only wealth management firm helping a diverse clientele with investments, taxes, and financial planning. Active in her field, Sheryl has been named one of the nation’s top 250 financial advisors by Worth magazine for three consecutive years and has been included as one of Accounting Today’s Top 100 Most Influential in Accounting. Her industry association membership includes:
•American Institute of Certified Public Accountants (AICPA), tax and financial planning divisions
•Financial Planning Association (FPA)
•California Society of Certified Public Accountants
•National Association of Personal Financial Advisors (NAPFA)
•All-Star Financial Group, former president
In 2006, Sheryl’s book, Tax and Wealth Strategies for Family Businesses was published by CCH. She also has a personal finance book, Your Financial Travel Guide to Life, available for purchase on Amazon. Co-authored by members of the Rowling & Associates team, the book provides advice and guidance needed to help people achieve their goals at any stage of life. Sheryl regularly writes columns for the San Diego Jewish World (www.sdjewishworld.com), Morningstar (www.morningstar.com) and InvestmentNews (www.investmentnews.com). She is often quoted in both local and national publications.
Her books, available on Amazon, include:
By Sheryl Rowling SAN DIEGO — By taking a look at your tax situation now, you might be able to reduce the bite Uncle Sam takes out of your hard-earned savings. Below is a handy checklist, so use your Yiddishe kop to find ways to cut your taxes! (And be sure to enlist the […]
Money Maven: Cut your personal income taxes Read More »
Sheryl RowlingBy Sheryl L. Rowling (Before I begin this column, I must apologize for my recent truancy as a columnist. Please have a little rachmones for me– I was busy attending conferences! As a result, I was able to fill my brain with tidbits that I hope you will find useful!) SAN DIEGO — We are
The Money Maven: Planning amid unpredictability Read More »
Sheryl RowlingBy Sheryl L. Rowling SAN DIEGO — Dear Money Maven, I’ve heard that there are new cost basis rules. What does this mean to me? Sincerely, Confused Dear Confused, Essentially, these rules require custodians – like Schwab and Fidelity – to report the cost basis of any securities sold. This way, the IRS can check
Money Maven: New cost-basis rules Read More »
Sheryl Rowling, Travel and FoodBy Sheryl Rowling Sheryl Rowling SAN DIEGO –Dear Money Maven: The unprecedented debt ceiling issue and recent market volatility are making me schvitz with worry. Should I move to cash or change my investment strategy to protect against a possible market slide? Fearfully, Fermisht Dear Fermisht: During these tumultuous times (and always), it is important
Money Maven: Investing in uncertain times Read More »
Sheryl Rowling, Travel and FoodBy Sheryl Rowling SAN DIEGO — Dear Money Maven, My wife and I own quite a few savings bonds. I can’t even remember when we bought them. Should we keep these bonds or cash them in? With Interest, Irv Dear Irv, I can’t give you a definite answer without knowing more about your bonds. However,
Savings Bonds: Easy To Forget? Read More »
Sheryl RowlingBy Sheryl Rowling Dear Money Maven, I’m hearing a lot about annuities lately. Should I consider buying an annuity? Confused * Dear Confused, Since the economic downturn, annuities are being touted morethan ever as a magical protection against investment losses. Here’swhat I say about annuities: Ninetypercent of the people who buy an annuity don’t understand
Money Maven: The evils of annuities Read More »
Sheryl RowlingBy Sheryl Rowling SAN DIEGO–What do you get when you combine two nice Jewish boys, an entrepreneurial spirit, and a desire for Tikkun Olam? You get SwoopThat – an online service that saves college students time and money when purchasing their textbooks. According to the company’s website (at www.swoopthat.com), SwoopThat can save students up to
A textbook case of entrepreneurship Read More »
Sheryl Rowling, Travel and FoodBy Sheryl Rowling SAN DIEGO — Dear Money Maven: How can I help protect my parents against senior financial abuse? Should I be worried?— Anxiously, Concerned Son Dear Concerned, It’s a shonda that this type of abuse is becoming more and more common. The SEC says that more than 5 million senior citizens fall victim
Beware Senior Financial Abuse! Read More »
Sheryl Rowling, Travel and FoodBy Sheryl Rowling SAN DIEGO — I’m willing to bet that many of you converted IRAs to Roth IRAs last year. And, because we’ve been told that 2011 and 2012 tax rates will remain the same as 2010 rates, most of you likely opted to pay the conversion tax over two years, starting in 2011.
What is a Donor Advised Fund? Read More »
Sheryl RowlingBy Sheryl Rowling SAN DIEGO — The Money Maven needs to take a break for “tax season.” Luckily, the Passover Fairy has agreed to answer your questions. The Money Maven will return next time! Dear Passover Fairy, When I fork over silver dollars to the kinder for finding the afikomen, can I get a tax
The Money Maven: Advice from the Passover Fairy Read More »
Sheryl Rowling, Travel and FoodDear Money Maven: If I’m on a limited income, should I pay for a long-term care policy? Aren’t the chances of a quick death greater than lingering around for a long time? Isn’t long-term care insurance a “gamble” that, like that in Las Vegas, “favors the house?” If I guess my future wrong, will Jewish
Is long-term health coverage insurance or a gamble? Read More »
Sheryl RowlingBy Sheryl Rowling SAN DIEGO–Please allow me to introduce myself. My name is Sheryl Rowling and money is my game. Well, it’s actually not a game for me; it’s my profession. They say “Money is the root of all evil.” That’s a very negative way of looking at things. Money allows us to eat, educate
This columnist means business Read More »
Sheryl Rowling